Well, for your equip issue, you could scar for a scar helm, that's tier3 for potential, so an easy 3%luk after trying enough. Cape can be hunted for, I prefer white seraph(level 75, drops from Hankies in Leafre) or black giles(level 80, drops from either gobies or bone fish, both in Aqua).
Ah yes, TT10. I mistakenly believed TT was automatically granted on advancement as well as MW. Suffice to say, there was lots of angry fist-shaking when I realised I had to go Zak'ing for one.
Gear-wise, I'm still as poor and weak as ever. Everything I have is pretty much leftover from when I played 5 years ago so by today's standards, they're about as bad as you can get. ZHelm, 8atk glove, 5luk cape and a claw scrolled with 100% scrolls. Good times.
What profession did you take on? I suggest taking mining+jewelery in order to craft easy %luk earrings and belts, and cheap love rings. At level 4(or 5 I forget), you can craft half earrings(level 75, tier3) with 3 bronze plates and 2 inter item crystals. Bronze ores can be farmed daily from Cole's intermediate mine. (Requires level 3/4+ mining. I suggest turning mules into mining mules, then mass farming ores daily. And an alchemy mule to get inter ICs from level 70 equips you make. I have 4 mining mules, 2 alchemists, and my shad = jeweler myself.)
Sorry if you'd already have done the above, just simple suggestions. Upgrade to level 71+ gear with 3%luk, one at a time. I'd make you the gear myself, but as said, you're not in lolScania. ):